TrikontechWe build the layer that comes after payments.
India moves money instantly. What a payment still can't do is prove who it went to, follow the rules you set, or tell you which card to use. Trikontech builds that missing layer — on the rails India already trusts.
Two products. One thesis: technology that meets India where it is.
Shared cards with real rules.
For families and small businesses that today choose between handing over full card access or handing over cash. Trikon Card lets one person issue cards to others — with limits enforced the moment a transaction is attempted, not discovered in next month's statement.
India's missing layer
UPI made payments universal. The next decade of digital commerce needs three things a payment alone can't provide — and that's what we're building.
Spend control
Programmable rules on delegated money — so 63 million SMEs and 300 million families can share spending power without losing control of it.
Payment intelligence
The right card and the right offer, surfaced the second a QR is scanned — not buried in a bank app after the money has moved.
Merchant trust
A verified identity for every merchant, anchored to the UPI VPA they already have — the trust layer ONDC and digital lending are waiting for.